Mortgage Solicitor

Services Provided by our Mortgage & Re-Mortgage Solicitors in Sheffield, Barnsley & Rotherham

If you’re looking to remortgage your home or buy to let property, our conveyancing solicitors can guide you through the process.

Remortgaging is the process of switching onto a new mortgage deal, either with the same or a different lender.

There are various reasons to consider remortgaging your property and the most common are:

• To release equity in the property
• Save you money in the long-term by having a better mortgage deal
• To move a longer-term fixed rate

Our conveyancing solicitors have extensive experience working with banks, building societies and other specialist mortgage lenders, so we know how they work. Instructing our solicitors to remortgage and you benefit from:

• Fixed fees with no hidden costs – see our free conveyancing quote tool
• Experienced remortgage solicitors
• Regular updates by phone and email
• Clear advice that’s practical and easy to understand
• A prompt and reliable service

How Much Are Solicitor Fees for Re-Mortgaging Property

Our conveyancing solicitors offer flexible pricing solutions across all conveyancing services and are transparent with all costs. You can find a full list of our fees here.

Free Online Conveyancing Quote

Our handy online calculator will give you an instant quote for our legal fees and an estimate of the other fees you’ll need to pay.

Click below to open up the free conveyancing fee calculator

Stages of the Re-Mortgage Process

Re-mortgaging is the process of switching from one mortgage supplier to another, and includes the following process:

Review your Existing Mortgage & Terms

Your conveyancer will ask for proof of ID and gather your current mortgage details, in particular a redemption statement, which tells them what amount is outstanding, and whether there are any early redemption or exit fees. If your property is leasehold, the conveyancer will also check the terms of the lease to make sure it is compliant with your new lender’s requirements.

Property Searches

Some lenders may want you to conduct searches on your property which can make the transaction slower and more costly. In either case, your conveyancer will take care of the process.

Review the Property Valuation

Your new mortgage lender will value your property and provide you and your conveyancer with a copy of the document. Your conveyancer will then check through all the fine print and terms and conditions of your mortgage offer and raise any issues.

Sign in the Re-mortgage Offer

Once you are happy with the terms of your re-mortgage, your conveyancer will ask you to sign the new mortgage deed. On the day the funds are received from your new mortgage, your conveyancer will use these to pay off your existing mortgage. If any funds are due back, your conveyancer will send this back to you.

Registering the Changes with the Land Registry

Once confirmation is received that your old mortgage is paid, your conveyancer will update the Land Registry that a re-mortgage has taken place.

Why Choose the Howells Solicitors Property & Conveyancing Team

Client Feedback

We consistently receive 5-star feedback from our clients, and 99% of past clients would recommend us to their friends and family. We rank as the number 1 law firm for property and conveyancing in Rotherham and Barnsley, and number 3 in Sheffield on reviewsolicitors.

Competitive Prices

We strive to deliver top-quality legal services at competitive rates, meaning you will receive the best service no matter what the price you pay.

Professional Service

Our Property & Conveyancing specialists are highly regarded in the industry and receive fantastic feedback on their professionalism, whilst being down to earth and offering a personalised service to each client.

Guidance and Support

We aim to make the conveyancing process stress free and easy. We’re with you every step of the way and we are there to offer advice to keep your mind at ease. We also communicate regularly, openly, and sensitively. We are always ready to listen.

Transparency

What we quote for is what we do and we make sure you are fully aware of the mystery about the legal process, so you have no fears or worries. We are also fully transparent with all of our costs, and will explain you all costs involved with your transaction from the outset.